Life Insurance
Term Life Insurance
Term life insurance pays a lump sum benefit on the death of the life insured, during the term of the insurance. It is probably the most economical form of protection for your family in the event of your death. More...
Whole of Life Insurance
Life insurance that remains in force during the insured’s entire lifetime, provided premiums are paid as specified in the policy. Whole life insurance also builds a savings element (called the cash value). More...
Total and Permanent Disability (TPD)
Total Disability Insurance is an extension of a life or sickness and accident policy that provides for a payment in the event the insured is adjudged totally or permanently disabled and therefore unable to work at any occupation for which they are reasonably fitted by education, training, or experience. More...
Trauma Cover
Trauma Insurance is an extension of a life insurance policy that provides for the payment of a stipulated amount in the event the insured is determined to be suffering a defined illness. More...
Income Protection Insurance
Income Protection Insurance protects an individual against loss of earnings in the event they are unable to work at their defined form of work, trade or profession. More...
Business Expenses Protection Insurance
Business Expenses Insurance protects the business expenses of a small business in the event the principal earner of income is unable to do so due to sickness or accident. More...
Key Person Insurance
Provides protection to a business against the untimely death or disablement of a key person. The policy proceeds may be used to replace the key person, extinguish debt etc. More...
Group Insurance
Provides insurance cover for groups of people working in a common industry or the same company or organisation. More...
Estate Planning
Provision of advice on the structuring of business-owners arrangements such that in the event that one of the owners dies or decides to leave the business, the ownership of the business can be transferred to the other owners with the minimum of taxation liabilities. More...
Succession Planning
A regime that provides for the death (or retirement) of a major partner or owner of a business, that involves the preparation of a range of legal documents and establishment of legal mechanisms, supported by Life Insurance Policies; that provides a tax effective solution to the transfer of ownership of a company to other family members or business partners. More...
Will Preparation
Provision of advice with regard to life insurance considerations in the preparation of wills. More...
