Business Insurance
Business Insurance cover, otherwise known as Commercial Insurance cover, is designed to meet the needs of small to medium businesses. It provides a range of insurance cover for the business, and can include subsidiaries, under the one policy.
Business Insurance comprises a number of individual covers including:
- Property Cover - including damage to buildings, contents and stock caused by fire and other specified perils. Can also include accidental damage cover;
- Business Interruption – covers the company from a loss in income caused by an interruption to business activities as a result of an insured loss;
- Theft and Burglary – covers theft of contents, stock or money;
- Glass – covers both internal and external glass breakage and damage to signage;
- Broadform Liability – covers the business in the event that you are deemed liable for personal injury or property damage as a result of your provision of goods or services;
- Employee Dishonesty – covers the business in the event of fraud or dishonesty by employees;
- General Property – equipment/property which may be used away from the principal situation of the business. Does not cover stock;
- Computers and Electronic Equipment – usually covers theft, accidental damage, fire, and breakdown, and can also include protection for consequential losses of income to the business;
- Tax Audit – costs incurred by accountants or tax agents in responding to a Tax audit by the ATO.
If you are interested in this product or require more information, please use the form below to contact us. Alternatively, you can contact us by telephone during business hours.
